Discover the team and values behind Kenya's premium asset financing partner.
Founded with a distinct purpose, Unified emerged to bridge the gap between visionary enterprises and the capital assets they need to scale. We recognized that standard banking models were often too rigid for dynamic businesses operating in fast-paced markets.
Today, we are Kenya's premier bespoke asset financing partner. From heavy machinery in construction to commercial fleets in logistics, we provide structuring that aligns perfectly with your operational realities and cash flow projections.
To architect flexible, high-leverage financing solutions that enable ambitious businesses to acquire critical commercial assets without exhausting their working capital. We deliver speed, transparency, and strategic partnership.
To be the most trusted and innovative commercial leasing authority in East Africa, recognized for transforming the growth trajectories of our clients and setting the gold standard in asset finance structuring.
Everything you need to know about our financing process.
We offer financing for a wide range of both new and used commercial vehicles and heavy equipment. Our portfolio includes Lorries, Buses, Matatus, Tractors, Pick-ups, Construction Machinery, Trailers, and Prime Movers. Whether you are expanding your transport fleet or acquiring machinery for a project, we tailor our financing to meet your specific business needs.
We pride ourselves on our swift and efficient service. Once you submit a complete application with all the required documentation, our credit team will process it and provide a loan approval within 24 hours. We eliminate bureaucratic delays to get you the capital you need quickly.
We offer highly competitive and flexible financing terms designed to support your cash flow. You can enjoy a repayment period of up to 72 months. Our interest rate is highly favorable at just 12% per annum, calculated on a reducing balance. Additionally, to help you start generating revenue from your new asset, we provide a generous grace period of 60 days before your first installment is due.
No additional collateral is required! The asset being financed serves as the primary and only security for the facility. This means you do not need to pledge your personal property or other business assets, allowing you to preserve your existing capital.
Currently, no, we do not offer Islamic or Shariah-compliant financing products. Our standard financing solutions are based on traditional interest structures on a reducing balance.
Yes, absolutely! You are welcome to settle your facility early at any time. Because our interest rate is calculated on a reducing balance, early settlement will significantly reduce your total interest payable, saving your business money.
Speak to our dedicated asset financing specialists today and discover how Unified Options can fuel your growth without compromising your working capital.
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